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Following our latest strategic review of the ATTITUDE portfolios, our life cycle investment solution for group retirement savings plans, a number of enhancements are slated to be introduced in the coming months. These improvements are intended to maintain optimal diversification and better protect you in a constantly evolving economic landscape.
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Here are a few examples of the improvements to be made:
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Reducing the number of risk profiles from five to three
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To streamline the offering, the new ATTITUDE structure will feature three risk profiles instead of five: Conservative, Balanced and Aggressive.
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If your current profile is Moderate, it will be transferred to Conservative. If your profile is Growth, it will be transferred to Balanced.
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This transition is designed to avoid increasing your initial level of risk and to ensure greater consistency between the portfolio’s objective and your investor profile, while maintaining an investment strategy adapted to your retirement horizon.
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If your profile is already Conservative, Balanced or Aggressive, there will be no change for you.
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We will make the profile changes on September 19, 2025. You will be able to see them in My Client Space or iA Mobile after that date. You can also take the opportunity to complete the Your Investor Profile questionnaire to ensure that your risk level is still appropriate for your situation and make any necessary changes.
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Redefining the asset allocation
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The equity allocation in the ATTITUDE portfolios has been slightly increased to better align with global investment opportunities.
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Our use of alternative investments, namely assets such as infrastructure, real estate and private equity, has been thoroughly revamped to provide an optimal allocation among these assets over time. These types of investments have historically offered stable returns over the long term, while providing strong diversification to protect against market volatility.
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If you currently invest in ATTITUDE portfolios, no action is required on your part to benefit from the improvements made. Changes will be made automatically in two phases: at the end of September and at the end of December. This two-phase transition will ensure optimal risk management. As previously mentioned, all profile changes will take place on September 19, 2025.
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No matter how many years you have left before retirement, ATTITUDE portfolios are a wise choice to help you stay on track toward financial wellbeing. Their composition adapts to your investor profile and changes automatically based on the number of years left until you retire.
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Questions?
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Contact our Customer Service department Monday to Friday, 8:00 am to 8:00 pm (ET), at 1‑800‑567‑5670, or by email at pension@ia.ca.
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Access My Client Space.
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Group Savings and Retirement
iA Financial Group
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To keep track of your retirement savings at all times, download iA Mobile now!
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